• Information on insurance providers to early years services

    Posted on January 12, 2015 by in News Updates


    Renewing your insurance? As they say, it pays to shop around. WCCC cannot endorse or recommend any provider in particular but below is a list of insurance companies/brokers who have been in contact to inform us that they have this service available to early years services. Information below is as supplied by the insurance provider, WCCC holds no responsibility for the accuracy of the information. For up to date information or quotes please contact the insurer directly.


    McCarthy Insurance Group, www.mig.ie

    At McCarthy Insurance Group we provide protection against risks associated with Montessori, crèche and school insurance.

    An example of the Crèche insurance covers available include:

    Montessori Schools


    Day Care


    Nursery School


    Padraic Smith, www.padraicsmith.ie

    Padraic Smith Insurance Brokers is a leading specialist in the Irish market for childcare insurance. We are a family company with 18 years of childcare insurance experience. Over this time we have researched every aspect of insuring crèches and schools, so we have done the hard work for you in staying abreast of the risks faced by the education sector.

    We have therefore designed insurance solutions to address the specific needs and risks associated with Montessori, crèche and school insurance. Unlike other products, our insurance policies are custom built and not off-the-shelf contracts that often do not fit the specific needs of this sector.

    For instance, we offer the highest current level of Public Liability Limit of Indemnity at €6.5M as standard and include all low risk School Outings automatically with every policy

    At Padraic Smith we attribute much of our success to our ability to be sensitive and responsive to the very special needs of Childcare Providers. We also have an in-depth understanding of the insurance needs covering all forms of childcare and we offer insurance cover for the following services:

    Montessori Schools

    Crèche / Child and Infant Child Care Centres

    Before And After-School Day Care


    Nursery Schools

    Head Start Programs

     Note: CanavanByrne have made an arrangement with Padraic Smith Insurance and and have a link they can send anyone interested  with a CanavanByrne reference code. Please contact Canavan Byrne directly for this by clicking here.

    Alan B Kidd Insuranceswww.kiddinsurances.ie

    Kidd Insurances has developed a market leading offering to protect you and the children in your care. This offering is built on years of knowledge and experience of insurance within the childcare industry backed by experienced and professional staff. To add to this we have managed to include a range of value added benefits for all members supporting latest development within the childcare industry.

    Crèche Insurance

    Childminding in Your Home

    Summer School Insurance

    Discount Car Insurance

    Montessori Insurance

    Minibus Insurance


    Early Childhood Ireland

    Below are some items covered as standard within our scheme but that you should consider when making decisions about your insurance.

    ECI Cover as Standard checklist
    Medical expenses for accidents  Tick
    Abuse cover included  Tick
    Personal accident for children and staff  Tick
    Public Liability –  €13,000,000  Tick
    Employers liability – €13,000,000  Tick
    Directors and Officers Liability  Tick
    Property damage  Tick
    Loss of income for business interruption  Tick
    Theft by employee  Tick
    Money in transit or on the premises  Tick
    Professional indemnity – €6,500,000  Tick
    Low policy excess – €300  Tick
    Free access to Legal advice  Tick
    Free Counselling helplines  Tick
    Emergency claims phone line  for out of office hours  Tick
    Fire Brigade charges – €25,000  Tick
    Individual policies not penalised after a claim  Tick


    Finally, as well as making sure you have enough cover, there is no need to have too much cover. If you wish to discuss the level of cover you require under the ECI Childcare Insurance Scheme please contact Niall Sheridan, from Kidd Insurances on 01 405 7100 for advice.

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