Renewing your insurance? As they say, it pays to shop around. WCCC cannot endorse or recommend any provider in particular but below is a list of insurance companies/brokers who have been in contact to inform us that they have this service available to early years services. Information below is as supplied by the insurance provider, WCCC holds no responsibility for the accuracy of the information. For up to date information or quotes please contact the insurer directly.
McCarthy Insurance Group, www.mig.ie
At McCarthy Insurance Group we provide protection against risks associated with Montessori, crèche and school insurance.
An example of the Crèche insurance covers available include:
Padraic Smith, www.padraicsmith.ie
Padraic Smith Insurance Brokers is a leading specialist in the Irish market for childcare insurance. We are a family company with 18 years of childcare insurance experience. Over this time we have researched every aspect of insuring crèches and schools, so we have done the hard work for you in staying abreast of the risks faced by the education sector.
We have therefore designed insurance solutions to address the specific needs and risks associated with Montessori, crèche and school insurance. Unlike other products, our insurance policies are custom built and not off-the-shelf contracts that often do not fit the specific needs of this sector.
For instance, we offer the highest current level of Public Liability Limit of Indemnity at €6.5M as standard and include all low risk School Outings automatically with every policy
At Padraic Smith we attribute much of our success to our ability to be sensitive and responsive to the very special needs of Childcare Providers. We also have an in-depth understanding of the insurance needs covering all forms of childcare and we offer insurance cover for the following services:
Crèche / Child and Infant Child Care Centres
Before And After-School Day Care
Head Start Programs
Alan B Kidd Insurances – www.kiddinsurances.ie
Kidd Insurances has developed a market leading offering to protect you and the children in your care. This offering is built on years of knowledge and experience of insurance within the childcare industry backed by experienced and professional staff. To add to this we have managed to include a range of value added benefits for all members supporting latest development within the childcare industry.
Childminding in Your Home
Summer School Insurance
Discount Car Insurance
Early Childhood Ireland
Below are some items covered as standard within our scheme but that you should consider when making decisions about your insurance.
|ECI Cover as Standard||checklist|
|Medical expenses for accidents|
|Abuse cover included|
|Personal accident for children and staff|
|Public Liability – €13,000,000|
|Employers liability – €13,000,000|
|Directors and Officers Liability|
|Loss of income for business interruption|
|Theft by employee|
|Money in transit or on the premises|
|Professional indemnity – €6,500,000|
|Low policy excess – €300|
|Free access to Legal advice|
|Free Counselling helplines|
|Emergency claims phone line for out of office hours|
|Fire Brigade charges – €25,000|
|Individual policies not penalised after a claim|
Finally, as well as making sure you have enough cover, there is no need to have too much cover. If you wish to discuss the level of cover you require under the ECI Childcare Insurance Scheme please contact Niall Sheridan, from Kidd Insurances on 01 405 7100 for advice.